Archive | General Planning

Emergency Fund

Life is Better With an Emergency Fund

It never fails. Just when you think you’re getting ahead financially, something unexpected happens: Furnace quits, air conditioning goes, washer or dryer dies, refrigerator stops working. Car breaks down, roof leaks, basement floods. Kids need braces, family member goes in for surgery, you’re downsized, fired or laid off. No sweat . . .  if you […]

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Does debt weigh you down?

Does debt weigh you down?                                                                                                      House payments? Car payments? College loans? Credit card debt?   Does every paycheck disappear by the time you make all your monthly payments? Do you put purchases on new cards because you have no cash left after you pay house and car costs, college loans and maxed-out credit cards? […]

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What? Me, retire? Those days are eons away!         

What’s the problem with retirement planning? Twenty, 30- and 40-year-olds think they’ll never reach that ripe    old age, but those are stages in life when anyone can hope to get rich by investing a little money every month. Why don’t more of us put small amounts away early on    in our careers? The word retirement […]

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