Archive | General Planning

Ways to Control What You’ll Spend on a Funeral

Ways to Control What You’ll Spend on a Funeral It doesn’t matter whether a loved one dies suddenly or with warning – funeral costs can be daunting. According to the National Funeral Directors Association, which bills itself as the world’s leading funeral service association, the average cost of an adult funeral in 2010 stood at […]

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Why Parents Should Give Their College Students the Gift of Professional Financial Planning

Why Parents Should Give Their College Students the Gift of Professional Financial Planning In August, the Wall Street Journal reported that student-loan debt now surpasses credit card debt as the No. 1 source of outstanding consumer debt with some $829.8 billion in current federal and private school loans. For some, those statistics are a good […]

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Ten Things to Know – and Ask — About Long-Term Care Insurance

Ten Things to Know – and Ask — About Long-Term Care Insurance For Americans over the age of 50, the time to consider long-term care coverage is now. Whether to buy it is a separate question that’s as individual as you are. Long-term care insurance (LTC) is generally recommended to anyone who has suitable income […]

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Renovating Smart in 2010: Looking for Tax Breaks, Anticipating What Will Bring Value in the Future

Renovating Smart in 2010: Looking for Tax Breaks, Anticipating What Will Bring Value in the Future Though the housing market has yet to stabilize in many communities, homeowners can’t ignore property maintenance and other critical spending that will add to their home value in the future. Yet for most of us, the days of spending […]

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Creating a Personal Disaster Plan for Your Home, Your Loved Ones and Your Finances

Creating a Personal Disaster Plan for Your Home, Your Loved Ones and Your Finances The idea of a personal disaster plan began circulating in the days after the September 11, 2001 attacks. They got a boost after Hurricane Katrina. Yet even when we experience a fortunate break between natural and man-made crises, it’s still a […]

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Keeping Your Credit Score Healthy

 Keeping Your Credit Score Healthy It doesn’t take much these days to damage a credit score. Before the recession, late payments and blasting through credit limits would take its toll. But in the past year, Fair Isaac, the company that developed the algorithm that is the leading determinant of our scores, made an important change […]

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