Archive | Retirement

Four Risks to Your Retirement Future

Four Risks to Your Retirement Future Because younger retirees typically are planning for a time horizon of 20 years or more, it is important that their portfolios include a source of growth that is likely to exceed inflation over the long term. As Americans live longer, the task of managing money after retirement gets more complex. […]

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Five Reasons to Make an IRA A Part of Your Planning Strategy

Five Reasons to Make an IRA Part of Your Planning Strategy IRAs typically give investors access to a wider range of investment options than workplace-sponsored plans, such as a 401(k). There could be an important tool already in your portfolio that can help you save more for retirement. It’s your IRA. Nearly 50 million American […]

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A One-Year Checklist to Retirement

A One-Year Checklist to Retirement One of the biggest lessons of the recent economy is that many people who thought they were financially ready for retirement…weren’t. The amount of money, investments and government support you’ll need to retire comfortably is as individual as you are. Some people plan to work in retirement. Others have health […]

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The Smart Way to Review — and Improve — Your Retirement Holdings

            The Smart Way to Review — and Improve — Your Retirement Holdings A May report by human resources consultant Hewitt Associates showed that the average U.S. employee will need more than 15 times their final pay in retirement resources (including personal retirement savings, employer-based retirement savings and Social Security) to maintain their current standard […]

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The 4 Percent Rule — What is the Right Amount to Withdraw from Your Retirement fund each year?

The 4 Percent Rule — What is the Right Amount to Withdraw from Your Retirement fund each year? With stagnant incomes and roller-coaster investment returns over the past decade, individuals on the brink of retirement might wonder what became of all those “rules of thumb” affecting how they handle their nest egg once they walk […]

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Feel Like Un-Retiring? How to Prepare

Feel Like Un-Retiring? How to Prepare Last October, the MetLife Mature Market Institute released a study that said the over-55 workforce will account for almost 93 percent of the net increase in the U.S. civilian labor force between 2006 and 2016. At the same time, MetLife reported that many American workers plan to stay on […]

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