Don’t buy anything . . . unless it’s on sale



An overflowing mailbox (the one in front of your house or the email inbox on your computer) can sometimes be annoying. It pays to take a quick look at what’s in there, though, before you toss or delete. Those bothersome ads could help you get ahead financially.

Read junk mail to keep more money in your pocket or put yourself in better position to make investments                       

Some of the wealthiest people in the world admit that they built their fortunes by saving a buck whenever they could. Pennies, nickels, dimes and quarters add up, too. C.S. Mott, one of the founders of General Motors, said he never bought anything unless it was on sale. He hung onto that philosophy long after the giant auto company had made him rich.

If you follow the ads and get to know when sales occur, you can make all your purchases at the right time, saving anywhere from a few cents to 75 percent or more of original prices. Most stores have a lot of sales:

  • End of season sales
  • Winter, spring, summer or fall sales
  • Halloween specials (with reduced prices on more than pumpkins, costumes and candy)
  • Thanksgiving, Black Friday at malls, post-Black Friday online sales, pre-holiday sales.
  • Christmas in December (often starting in October or November)
  • Christmas in July — or Sizzling Hot January sales
  • 4th of July bargains and sidewalk sales
  • And on and on and on.

Presidents Day, Valentine’s Day, Spring Break, Ground Hogs Day, Hunting Season specials or anniversaries. You name it, and there’s probably a sale for it. Almost every calendar month provides reasons to lower prices.

“Everything here goes on sale sometime,” says Darla Diamontte, a manager at Meijer’s in Green Bay (WI).

Even when you can’t find a good sale, there are other ways to save money on things you need.

  • Keep an eye out for clearance racks and mark-downs (often at the end of store aisles).
  • Shop at second hand stores (where some items are brand new); hit garage or yard sales.

Why make someone else rich when you could save some hard-earned money, invest it and watch it grow?



Manage Your Money . . . financial facts for a brighter future provided by Advancd Asset Management LLC                          

Follow our blog:                  Ronald Van Surksum, CFP                     4555 Wilson Ave SW – Suite 2               Grandville, MI 49418                             For permission to reprint:                                    Phone: (616) 531-5220                            Cell: (616) 450-8439

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