We are an independent, fee-only financial planning and investment management firm. Unlike many financial firms, we do not accept commissions or compensation of any kind based on the solutions we recommend. Instead, you pay us for objective advice. We offer services by the hour, by the project or as a yearly retainer. Fees are explained in writing before any services are rendered.

Inestment advisory firms are required by the SEC to offer their From ADV to clients. Here is our current Form ADV: AAM Form ADV (1/16/08).pdf.

By the hour - we provide financial consulting for specific topics such as but not limited to: college funding, debt solutions, investment advice, tax planning, financial checkups and portfolio reviews. The fee is $150 per hour.

By the project - Developing a comprehensive financial plan is perhaps the most important step to achieving your goals. We will help you identify you goals, assess your current status and provide specific recommendations. Refer to our planning process for additional information. The financial planning fee depends on the complexity of your situation and typically ranges from $500 - $1,000.

Yearly retainer - Many clients prefer to maintain a relationship with us throughout the year. We manage your investments so that you can spend your time and attention elsewhere. We meet as needed for additional strategy meetings and to answer your questions. The yearly retainer fee ranges from 0.5% to 1.0% of assets under management depending on services required.

In addition to the fees described above, some of our investment representatives are also individually insurance licensed and may implement insurance solutions to your needs outside of Advanced Asset Management LLC.