We provide a variety of services that help you answer questions.

Goal Setting - how do I clarify my financial goals such as getting out of debt, buying a home, paying for college, or retirement?

Retirement Planning – when will I be able to retire? What should I do with my 401k and IRA plans? What are the most tax-advantaged strategies to withdraw from my retirement funds?

Portfolio Review – can I have an objective second opinion on my current investments, IRAs and retirement accounts?

Investment Planning – what is asset allocation? What role do mutual funds, stocks, bonds, REITs and alternative investments have in my portfolio?

Insurance Review – do I have sufficient life, disability, homeowner and auto insurance? Am I paying too much? Some of our representatives are individually licensed to provide insurance products such as term life, variable universal life, annuities and long-term care.

Saving For College - how much do I need to save for my children’s college education? What tax credits and deductions are available? What steps can I take to maximize financial aid?

Estate Planning – do I have appropriate legal documents to insure my life, assets and children will be handled according to my wishes at my death or incapacity?

Tax Planning – are there additional strategies to help me reduce my tax bill?