New Security Features for my Social Security
On June 10, 2017, Social Security is adding enhanced security to protect your and your clients’ privacy as my Social Security users. This is in addition to the first layer of security, a username and password. Adding security measures to safeguard your clients’ information — but making them easy to use — is a vital part of keeping your clients safe and secure.
When your client signs in to their personal my Social Security account at www.socialsecurity.gov/myaccount with their username and password, we will ask them to add their email address or a text-enabled cell phone number.
Then, each time your client signs in to their account, they will complete two steps:
- Step 1: Enter their username and password.
- Step 2: Enter the security code we send by text message or email, depending on their choice (cell phone provider text message and data rates may apply).
In addition to these security enhancements, we’ll also upgrade the look and feel of my Social Security to create an enhanced customer experience. The my Social Security portal will automatically adjust to the size of the screen and kind of device your client is using – such as a tablet, smart phone, or computer. No matter what type of device they choose, your client will have full, easy-to-use access to their personal my Social Security account.
What is the special rule about earnings in the first year of retirement?
Sometimes people younger than full retirement age retire in the middle of the year and have already earned more than the yearly earnings limit. There is a special rule that applies to earnings for one year, usually the first year of retirement. Under this rule, you can get a full Social Security benefit for any whole month you are retired, regardless of your yearly earnings.
See Retirement Planner Special Earnings Test Rule for more information.